Citibank Credit Card Applications

The Citi® Dividend Platinum Select® Card for College Students, issued by Citibank, is a cash back credit card designed specifically for students. Through the rewards program, cardholders earn a 5% cash back rebate on purchases made at supermarkets, gas stations, drugstores, convenience stores, and utilities including cable for 6 months, 1% thereafter, and a 1% cash back rebate on all other purchases. Plus, you'll earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotels, and more (enrollment required). Cardholders will receive $5 Dividend Dollars for each balance transfer transaction of $1,500 or more. Cardholders can also earn an average of 5% cash back on purchases made through the Citi Dividend Merchant Network. The rebates earned on purchases through the Citi Dividend Merchant Network are unlimited, but the rebates earned on all other purchases are subject to a $300 maximum per year. A $50 check will be issued upon request once $50 Dividend Dollars have been earned. This card has no annual fee, and there is a 0% introductory rate that applies to purchases for 7 months (a rare benefit for a student card). The card also offers several platinum benefits and services such as up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and identity theft solutions. However, it is the reward program that proves to be the best benefit available to cardholders. Therefore, students who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to spend enough to take advantage of the rebate program will benefit most from what the Citi® Dividend Platinum Select® Card for College Students has to offer.

The Citi® Diamond Preferred® Rewards Card, issued by Citibank, is designed for those with good credit who plan to take advantage of the rewards program offered. Through the rewards program, cardholders earn five points for every dollar spent on purchases made at supermarkets, drugstores, and gas stations for the first 12 months of cardmembership, one point thereafter, and one point for every dollar spent on all other purchases. These points can also be redeemed for various items or services. Additionally, this card now has the added benefit of a $50 gift card. Customers can redeem 6,000 bonus points after $300 in purchases within 3 months of account opening for their $50 gift card. There is a 75,000 yearly limit to the number of points that can be earned, and points will expire in five years. This card has no annual fee, and it has a reasonably low interest rate for purchases and balance transfers in comparison to other reward cards. In addition, the card has a 0% introductory rate that can be applied toward purchases and balance transfers for 12 months. The card also offers Citi® Identity Theft Solutions, a Price Protection Program, and $0 liability on unauthorized purchases. Therefore, those who plan to take advantage of the 0% introductory rate for balance transfers and are interested in participating in the reward program will benefit most from what the Citi® Diamond Preferred® Rewards Card has to offer.

The Citi® Dividend Platinum Select® MasterCard® is designed for individuals with good credit who would like to take advantage of the various standard services and benefits provided by Citibank. This card has a reasonably low variable interest rate for purchases and balance transfers, no annual fee, and an attractive 0% introductory rate that can be applied toward balance transfers for 15 months. The card does provide several platinum cardholder benefits that include auto rental insurance and fraud protection services. Through the rewards program, cardholders earn a full 1% cash back on all eligible purchases and cash advances, as well as $5 cash back on individual balance transactions of $1,500 or more. Cardholders also enjoy 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10, as well as an average of 5% additional cash back at over 400 leading retailers through the Citi Bonus Cash Center. Therefore, those who plan to take advantage of the introductory offers and rewards program will benefit most from what the Citi® Dividend Platinum Select® MasterCard® has to offer.