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The First National Business Edition Visa® Card is issued by First National Bank of Omaha.
This card received a rating of 3.00 out of 5.00 |
| Basic Credit Card Information |
|
| Introductory Rate: |
0% APR for 12 Billing Cycles |
| Time Period: |
12 months |
| Rate Applied To: |
Purchases |
| Additional Details: |
None |
| Regular APR: |
9.99% |
| Variable or Fixed: |
Variable |
| Annual Fee: |
$0 |
| Annual Fee Details: |
None |
| Application Fee: |
n/app |
| Participation Fee: |
n/app |
| Reload Fee: |
n/app |
| Inactive Fee: |
n/app |
| Total First Year Fees: |
n/app |
| Type Of Rewards: |
n/app |
| Be sure to read the card's Terms and
Conditions before applying! |
| Credit Card Review |
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The First National Business Edition Visa® Card, issued by First National Bank of Omaha, is designed for those with good credit who are looking to manage and consolidate business related expenses with one credit card.The card provides a variety of common cardholder benefits, such as up to $100,000 in travel accident insurance, auto rental insurance, online statements and management reports, purchase protection, extended warranty, and various travel and emergency assistance services.In addition to the common benefits offered, the card provides various hotel discounts that can be applied to hotels throughout the world (for additional information about the program, call 1-800-847-2616). Cardholders also have access to discounts at participating merchants and retailers through the Visa® Partner Advantage.There is no annual fee and the APR for purchases and balance transfers is reasonable for a business card. There is an attractive 0% introductory rate available on balance transfers and purchases for twelve months. It is important to note that the APRs for all transactions are based on the greater of a variable U.S. Prime Rate. This is simply another way of stating minimum caps, which result in APRs that will not go below a predetermined value.Therefore, those who can afford to pay in full each month (to avoid finance charges) and will be able to take advantage of the additional benefits and services offered will benefit most from what the First National Business Edition Visa® Card has to offer.
This review was updated 2008-08-21T00:00:00.0000000-07:00
| Reward Program Information |
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| Type Of Rewards: |
n/app |
| Reward Program Optional: |
n/app |
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Optional programs may have a fee. See Terms and
Conditions for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
n/app |
| Additional Points: |
n/app |
| Point Details: |
n/app |
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: n/app
Annual Limit: n/app
| Additional Credit Card Perks |
|
Discounts on products and services at participating merchants and retailers.
Various Internet account related services.
No liability for unauthorized transactions.
Auto rental insurance.
Up to $100,000 in travel accident insurance.
Purchase protection.
Extended warranty for purchases.
Access to Management Reports.
See website for additional benefits.
Special Notations about the First National Business Edition Visa® Card
The APR for Purchases and Balance Transfers may vary and will be the greater of 9.99% or the Index plus a Margin of 2.24%, or the greater of 11.99% or the Index plus a Margin of 4.24%, or the greater of 13.99% or the Index plus a Margin of 6.24%, depending on your credit criteria.
The Index is the highest U.S. Prime Rate as quoted in The Wall Street Journal on any day during the prior 90-day period.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Terms and
Conditions before applying!
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