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The Public Savings Bank Classic Secured VISA Card is issued by Public Savings Bank.
This card received a rating of 3.00 out of 5.00 |
| Basic Credit Card Information |
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| Introductory Rate: |
0% APR for 6 Months |
| Time Period: |
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| Rate Applied To: |
Purchases |
| Additional Details: |
0% APR on purchases for 6 months. |
| Regular APR: |
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| Variable or Fixed: |
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| Annual Fee: |
$0 |
| Annual Fee Details: |
There is no annual fee. There is, however, a returned check fee of $25. |
| Application Fee: |
$75 |
| Participation Fee: |
$0 |
| Reload Fee: |
n/app |
| Inactive Fee: |
n/app |
| Total First Year Fees: |
$75 |
| Type Of Rewards: |
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| Be sure to read the card's before applying! |
| Credit Card Review |
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The Public Savings Bank Classic Secured VISA Card, issued by Public Savings Bank, is ideal for those who are trying to improve their credit. This is because Public Savings Bank reports card activity to all three major credit bureaus every month.
Because the Public Savings Bank Classic Secured VISA Card is a secured credit card, all applications are accepted, regardless of past credit history, or a lack of credit history. A secured credit card is one that is secured with a deposit. The amount of the deposit then becomes the cardholder's credit limit. The minimum deposit for this card is $300, the maximum is $2,000.
The interest rate for the Public Savings Bank Classic Secured VISA Card is reasonably low, and the Public Savings Bank Classic Secured VISA Card has no annual fee. The application fee is $75.
Applicants who are interested in improving their credit by using a low interest secured credit card will be best served by what the Public Savings Bank Classic Secured VISA Card has to offer.
This review was updated
| Reward Program Information |
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| Type Of Rewards: |
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| Reward Program Optional: |
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Optional programs may have a fee. See for details. |
| For Cards with Cash Back Incentives |
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| Rebate Details: |
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| For Cards with Point Incentives |
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| Point Details: |
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| For Cards with Airline Incentives |
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| Program Details: |
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Rewards Expiration Period:
Annual Limit:
| Additional Credit Card Perks |
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Special Notations about the Public Savings Bank Classic Secured VISA Card
Always read the credit card's before applying!
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