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The READYdebit™ Card is issued by MetaBank.
This card received a rating of 4.00 out of 5.00 |
| Basic Credit Card Information |
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| Introductory Rate: |
No Introductory Rate Available |
| Time Period: |
n/a |
| Rate Applied To: |
None |
| Additional Details: |
n/app |
| Regular APR: |
n/app |
| Variable or Fixed: |
n/app |
| Annual Fee: |
$0 |
| Annual Fee Details: |
Fees vary per plan and usage.* See website for details. |
| Application Fee: |
$9.95 |
| Participation Fee: |
$3.95 - $7.95 monthly* |
| Reload Fee: |
$0 |
| Inactive Fee: |
A $15 fee applies to those who require a paper check to terminate the account. |
| Total First Year Fees: |
up to $95.54** |
| Type Of Rewards: |
n/app |
| Be sure to read the card's Terms and
Conditions before applying! |
| Credit Card Review |
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The READYdebit™ Card from MetaBank is the perfect way for people who don’t have a checking account to obtain and use a debit card for all of their purchases - whether plastic is required or not. With this prepaid card, cardholders simply load the READYdebit™ Card with cash and use it as they would a credit card. Paychecks can even be directly deposited into a READYdebit™ account to get easy access to funds without waiting in line at the bank and to avoid paying high check cashing fees. The READYdebit™ Card offers two options, depending on the cardholder's needs. The Basic plan is $3.95 a month, while the Select plan is $7.95 a month and comes with lots of extras like free online bill pay*. Select plan cardholders are also cut a break on other fees such as ATM withdrawal fees, balance inquiry fees, and fees for PIN transactions.The best thing about the READYdebit™ Card is the freebies. Unlike other prepaid cards, cardholders are not charged card loading fees or negative balance fees - something banks would charge a pretty penny for. The best part is that the READYdebit™ Card works just like a credit card and can be used to book hotel or car reservations or to make purchases online - something that just can't be done without a credit card. Plus, your funds on the READYdebit™ Card are protected by Visa®'s Zero Liability™ policy, which protects cardholders from unauthorized transactions. Funds can be loaded onto the READYdebit™ via direct deposit, or at participating retail stores including Wal-Mart, Walgreens, Rite Aid, RadioShack, and wherever the Visa® ReadLink symbol is displayed.
This review was updated 2009-01-02T00:00:00.0000000-07:00
| Reward Program Information |
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| Type Of Rewards: |
n/app |
| Reward Program Optional: |
n/app |
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Optional programs may have a fee. See Terms and
Conditions for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
n/app |
| Additional Points: |
n/app |
| Point Details: |
n/app |
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: n/app
Annual Limit: n/app
| Additional Credit Card Perks |
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See website for additional benefits.
Special Notations about the READYdebit™ Card
*See website for complete terms and conditions of card usage and application disclosure.
**Fees depend on plan. The first year fee for the Basic plan is $47.40, not including fees for ATM withdrawals, PIN transactions, balance inquries, online bill pay, and bank teller cash advance fees.
Always read the credit card's Terms and
Conditions before applying!
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