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The Blue for Business® from American Express is issued by American Express.
This card received a rating of 4.50 out of 5.00 |
| Basic Credit Card Information |
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| Introductory Rate: |
0% APR for up to 15 Months |
| Time Period: |
15 months |
| Rate Applied To: |
Purchases |
| Additional Details: |
A fixed 7.99% introductory rate is available on balance transfers for the life of the loan if the balance transfer is submitted during the application process or posted to the account within the first six months of Card membership. |
| Regular APR: |
As low as Prime Rate + 2.99% |
| Variable or Fixed: |
Variable |
| Annual Fee: |
$0 |
| Annual Fee Details: |
None |
| Application Fee: |
n/app |
| Participation Fee: |
n/app |
| Reload Fee: |
n/app |
| Inactive Fee: |
n/app |
| Total First Year Fees: |
n/app |
| Type Of Rewards: |
Point |
| Be sure to read the card's Terms and
Conditions before applying! |
| Credit Card Review |
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The Blue for Business® Credit Card is designed for business owners with average credit who want the option to pay over time with no annual fee, an interest-free introductory offer on purchases, and a fee-free business rewards program.The fee-free Membership Rewards Express® program allows cardholders to earn one point for every dollar they spend. Points can be redeemed through various partners including The Home Depot and Sony. Cardholders can also book any airline at any time through the Membership Rewards Pay with Points program, or use the Express Rewards Hotel Card for hotel stays, room service, dining, or spa treatments.The card has a 0% introductory rate on purchases for 15 months, and there is no annual fee. It also offers a fixed 7.99% introductory rate on balance transfers for the life of the loan for balance transfers made during the application or within the first six months of membership. In relation to other business reward cards, this card has a reasonably low interest rate for purchases after the introductory offer expires (for higher qualifying applicants).Cardholders will be able to take advantage of various services and benefits including purchase protection, travel accident insurance, and various travel and emergency assistance services. Through the OPEN Savings program, cardholders can also save 3% to 25% on business expenses with companies like FedEx, Delta, Hertz, Hyatt Hotels & Resorts, and more.Therefore, those business owners who qualify for the lowest rate offered and plan to take advantage of the rewards program and the introductory offers will benefit most from what the Blue for Business® Credit Card has to offer.
This review was updated 2008-08-19T00:00:00.0000000-07:00
| Reward Program Information |
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| Type Of Rewards: |
Point |
| Reward Program Optional: |
Yes |
| |
Optional programs may have a fee. See Terms and
Conditions for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
1 Point |
| Additional Points: |
Earn rewards on purchases made by additional cardholders. |
| Point Details: |
Redeem points for flights on any airline at anytime, or redeem points through partners like The Home Depot and Sony. |
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: None
Annual Limit: None
| Additional Credit Card Perks |
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Option to enroll in fee-free Membership Rewards Express® program.
Use the Express Rewards Hotel Card for hotel stays, room service, dining, or spa treatments.
Access to OPEN Savings for savings on expenses with companies like FedEx, Delta, Hyatt Hotels & Resorts, and more.
Save on air, hotel, and car reservations when you book through the Online Business Travel Center.
Various Internet account related services.
Expense management reports.
Fraud protection.
Return protection.
Extended warranty for purchases.
Purchase protection.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost and damaged luggage insurance.
Emergency check cashing.
Auto rental insurance.
Emergency card replacement.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
Special Notations about the Blue for Business® Credit Card
The APR for purchases varies according to the applicant's credit history and will be 2.99%, 4.99%, 6.99% or 9.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Terms and
Conditions before applying!
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