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The IberiaBank Visa® Classic Card is issued by IberiaBank.
This card received a rating of 4.50 out of 5.00 |
| Basic Credit Card Information |
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| Introductory Rate: |
0% APR for 6 Months |
| Time Period: |
6 months |
| Rate Applied To: |
Balance Transfers |
| Additional Details: |
The introductory rate is available on balance transfers submitted during the first three months. |
| Regular APR: |
8.00% |
| Variable or Fixed: |
Variable |
| Annual Fee: |
$0 |
| Annual Fee Details: |
None |
| Application Fee: |
n/app |
| Participation Fee: |
n/app |
| Reload Fee: |
n/app |
| Inactive Fee: |
n/app |
| Total First Year Fees: |
n/app |
| Type Of Rewards: |
n/app |
| Be sure to read the card's Data before applying! |
| Credit Card Review |
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The IberiaBank Visa® Classic Card, issued by Pulaski Bank, is designed for those with average credit who may occasionally carry a balance.Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting.The card has no annual fee and offers a 0% introductory rate that can be applied towards balance transfers for the first six months. Once the introductory rate expires, the card offers a reasonably low interest rate for all transactions. This is a rare benefit, considering that the rate for cash advances is generally much higher than that of purchases.Therefore, those who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.
This review was updated 2008-09-03T00:00:00.0000000-07:00
| Reward Program Information |
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| Type Of Rewards: |
n/app |
| Reward Program Optional: |
n/app |
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Optional programs may have a fee. See Data for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
n/app |
| Additional Points: |
n/app |
| Point Details: |
n/app |
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: n/app
Annual Limit: n/app
| Additional Credit Card Perks |
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Various internet account services.
Lost and stolen card reporting.
See website for additional benefits.
Special Notations about the IberiaBank Visa® Classic Card
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 3.00%, 4.00%, or 5.00% + Prime Rate.
The APR for cash advances varies according to the applicant's credit history and will be 7.00%, 8.00%, or 9.00% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Data before applying!
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