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The Total Merrill(SM) Cash Back Visa® Card is issued by FIA Card Services, N.A..
This card received a rating of 5.00 out of 5.00 |
| Basic Credit Card Information |
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| Introductory Rate: |
1.9% APR for 12 Months |
| Time Period: |
12 months |
| Rate Applied To: |
Balance Transfers |
| Additional Details: |
The introductory rate is also available for cash advance checks. |
| Regular APR: |
9.99% |
| Variable or Fixed: |
Fixed |
| Annual Fee: |
$0 |
| Annual Fee Details: |
None |
| Application Fee: |
n/app |
| Participation Fee: |
n/app |
| Reload Fee: |
n/app |
| Inactive Fee: |
n/app |
| Total First Year Fees: |
n/app |
| Type Of Rewards: |
Rebate |
| Be sure to read the card's Terms and
Conditions before applying! |
| Credit Card Review |
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The Total Merrill(SM) Cash Back Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who plan to take advantage of the cash reward program offered through Merrill Lynch.Through the reward program, cardholders earn one cash back reward credit for every dollar spent on all purchases. Cardholders have the option of receiving a cash reward check or having reward credits automatically deposited into a Merrill Lynch Cash Management Account® (CMA®) or Beyond Banking® account after earning a minimum of 5,000 reward credits. There is no limit on the number of reward credits earned; however, checks expire 90 days from the date of issuance. The card has no annual fee and offers the same reasonable fixed interest rate for both purchases and cash advances. There is also a low introductory rate for balance transfers and cash advances for twelve months.Therefore, those who may occasionally carry a balance (due to the very low interest rate) and plan to take advantage of the reward program will benefit most from what the Total Merrill(SM) Cash Back Visa® Card has to offer.
This review was updated 2008-08-21T00:00:00.0000000-07:00
| Reward Program Information |
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| Type Of Rewards: |
Rebate |
| Reward Program Optional: |
No |
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Optional programs may have a fee. See Terms and
Conditions for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
1% |
| Highest Possible Rebate: |
1% |
| Additional Rebates: |
None |
| Rebate Details: |
Earn one cash back reward credit for every dollar spent on all purchases. Cardholders have the option of receiving a cash reward check or having reward credits automatically deposited into a Merrill Lynch Cash Management Account® (CMA®) or Beyond Banking® account after earning a minimum of 5,000 reward credits. |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
n/app |
| Additional Points: |
n/app |
| Point Details: |
n/app |
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: Rebate checks expire 90 days after they are issued.
Annual Limit: None
| Additional Credit Card Perks |
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See website for additional benefits.
Special Notations about the Total Merrill(SM) Cash Back Visa® Card
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Terms and
Conditions before applying!
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