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The Citi® Diamond Preferred® Card is issued by Citibank.
This card received a rating of 3.50 out of 5.00 |
| Basic Credit Card Information |
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| Introductory Rate: |
0% APR for up to 12 Months |
| Time Period: |
See Terms |
| Rate Applied To: |
Purchases, Balance Transfers |
| Additional Details: |
The introductory rate is available on purchases and balance transfers for up to twelve months. |
| Regular APR: |
As low as 7.74% |
| Variable or Fixed: |
Variable |
| Annual Fee: |
$0 |
| Annual Fee Details: |
None |
| Application Fee: |
n/app |
| Participation Fee: |
n/app |
| Reload Fee: |
n/app |
| Inactive Fee: |
n/app |
| Total First Year Fees: |
n/app |
| Type Of Rewards: |
n/app |
| Be sure to read the card's Terms and
Conditions before applying! |
| Credit Card Review |
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The Citi® Diamond Preferred® Card, issued by Citibank, is designed for those with good credit who plan to take advantage of the introductory rates and the excellent services.This card has no annual fee, and it has a reasonably low interest rate for purchases and balance transfers. In addition, the card has a 0% introductory rate that can be applied toward purchases and balance transfers for up to twelve months. Nevertheless, it is important to note that there is a minimum cap of 19.99% for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.The card also provides many cardholder benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, car rental discounts, and various travel and emergency assistance services.Therefore, those who plan to take advantage of the 0% introductory rate for purchases and balance transfers and the many services that are provided will benefit most from what the Citi® Diamond Preferred® Card has to offer.
This review was updated 2008-11-03T00:00:00.0000000-07:00
| Reward Program Information |
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| Type Of Rewards: |
n/app |
| Reward Program Optional: |
n/app |
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Optional programs may have a fee. See Terms and
Conditions for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
n/app |
| Additional Points: |
n/app |
| Point Details: |
n/app |
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: n/app
Annual Limit: n/app
| Additional Credit Card Perks |
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Various Internet account related services.
Identity theft solutions.
Price protection program.
Optional personal photo on card.
Fraud and security protection services.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Automatic bill payments.
Year-end financial statement (upon request).
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost luggage assistance.
Discounts on auto rentals.
See website for additional benefits.
Special Notations about the Citi® Diamond Preferred® Card
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 3.74%, 7.74%, or 11.74% + Prime Rate.
The minimum APR for cash advances is 19.99%.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Terms and
Conditions before applying!
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