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The Orchard Bank Platinum MasterCard® is issued by HSBC Bank Nevada, N.A..
This card received a rating of 4.00 out of 5.00 |
| Basic Credit Card Information |
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| Introductory Rate: |
0% APR for 6 Months |
| Time Period: |
6 months |
| Rate Applied To: |
Purchases |
| Additional Details: |
None |
| Regular APR: |
14.90% |
| Variable or Fixed: |
Variable |
| Annual Fee: |
$39** |
| Annual Fee Details: |
**The annual fee varies from $39 to $59 depending on applicant's prior credit history. |
| Application Fee: |
$0 |
| Participation Fee: |
$0 |
| Reload Fee: |
n/app |
| Inactive Fee: |
n/app |
| Total First Year Fees: |
$39*** |
| Type Of Rewards: |
n/app |
| Be sure to read the card's Terms and
Conditions before applying! |
| Credit Card Review |
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The Orchard Bank Platinum MasterCard®, issued by HSBC Bank Nevada, N.A., is designed for those with an average or a limited credit history who do not wish to secure a credit card account with a deposit, as this is often the case with a secured card.This card can help those with a limited credit history, but there are several factors that should be considered before applying.The annual fee is dependent on the applicant's credit history and will range from $39 to $59, which is average for this type of credit card. There is no application fee, and the interest rate is average for this type of card.This card also offers common cardholder benefits such as purchase protection, lost and stolen card reporting, and no liability for unauthorized transactions. In addition, cardholders can take advantage of a 0% introductory rate for purchases for six months.Therefore, those who do not mind paying the average annual fee and would like the option to occasionally carry a balance will benefit most from what the Orchard Bank Platinum MasterCard® has to offer.
This review was updated 2008-08-19T00:00:00.0000000-07:00
| Reward Program Information |
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| Type Of Rewards: |
n/app |
| Reward Program Optional: |
n/app |
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Optional programs may have a fee. See Terms and
Conditions for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
n/app |
| Additional Points: |
n/app |
| Point Details: |
n/app |
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: n/app
Annual Limit: n/app
| Additional Credit Card Perks |
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Various Internet account related services.
Purchase protection.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
No liability for unauthorized transactions.
Choice of payment due dates.
See website for additional benefits.
Special Notations about the Orchard Bank Platinum MasterCard®
***The total fees for the first year will vary from $39 to $59 depending on the applicant's prior credit history.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Terms and
Conditions before applying!
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