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The Fidelity Investments® 529 College Rewards® American Express® Card is issued by FIA Card Services, N.A..
This card received a rating of 4.00 out of 5.00 |
| Basic Credit Card Information |
|
| Introductory Rate: |
0% APR for 12 Billing Cycles |
| Time Period: |
See Terms |
| Rate Applied To: |
Balance Transfers |
| Additional Details: |
The introductory rate is also available for cash advance checks. |
| Regular APR: |
16.99% |
| Variable or Fixed: |
Fixed |
| Annual Fee: |
$0 |
| Annual Fee Details: |
None |
| Application Fee: |
n/app |
| Participation Fee: |
n/app |
| Reload Fee: |
n/app |
| Inactive Fee: |
n/app |
| Total First Year Fees: |
n/app |
| Type Of Rewards: |
Point |
| Be sure to read the card's Terms and
Conditions before applying! |
| Credit Card Review |
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The Fidelity Investments® 529 College Rewards® American Express® Card, issued by FIA Card Services, N.A., is designed for students with very good credit who would like to earn cash deposits to their Fidelity 529 College Savings Plan account.Through the reward program, cardholders earn 1.5 points for every $100 spent on net retail purchases. Each point is equal to one Fidelity 529 Dollar and points are automatically deposited into the cardholder's Fidelity-managed 529 plan account each time 50 points are accrued. The amount of money that can be deposited into the account is limited to $1,500 per year, but points never expire.Through the American Express Selects(SM) program, cardholders will receive special online offers from merchants around the world and save on airfare, electronics and more.In addition to the reward program, the card also provides common benefits such as emergency cash replacement, access to a personal concierge service, and online account access.The card has an above average interest rate for purchases and balance transfers, no annual fee, and a 0% introductory rate that can be applied toward cash advance checks and balance transfers for the first twelve billing cycles.Therefore, students who will be able to take advantage of the reward program and the low introductory offer will benefit most from what the Fidelity Investments® 529 College Rewards® American Express® Card has to offer.
This review was updated 2008-08-28T00:00:00.0000000-07:00
| Reward Program Information |
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| Type Of Rewards: |
Point |
| Reward Program Optional: |
No |
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Optional programs may have a fee. See Terms and
Conditions for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
1.5%** |
| Highest Possible Rebate: |
1.5%** |
| Additional Rebates: |
None |
| Rebate Details: |
**Cardholders receive 1.5% for every $100 in eligible net retail purchases. Each percentage is equal to one Fidelity 529 Dollar when deposited in a Fidelity-managed 529 plan account. Once 50 percentage points have been accrued, the points are automatically deposited in the cardholder's account. |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
n/app |
| Additional Points: |
n/app |
| Point Details: |
n/app |
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: None
Annual Limit: 1,500 Points
| Additional Credit Card Perks |
|
Various Internet account related services.
Access to MyConcierge(SM) service.
Emergency cash replacement.
Access to the American Express Selects(SM) program for discounts on products and services at participating merchants and retailers.
See website for additional benefits.
Special Notations about the Fidelity Investments® 529 College Rewards® American Express®
**A state-sponsored 529 College Savings Plan account managed by Fidelity Investments must be open, funded, and designated with FIA Card Services, N.A., in order for points to be transferred and Fidelity 529 Dollars deposited.
***See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Terms and
Conditions before applying!
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