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The MERRILL+® Card is issued by Bank of America.
This card received a rating of 5.00 out of 5.00 |
| Basic Credit Card Information |
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| Introductory Rate: |
1.9% APR for 12 Months |
| Time Period: |
12 months |
| Rate Applied To: |
Balance Transfers |
| Additional Details: |
The introductory rate is also available for cash advance checks. |
| Regular APR: |
9.99% |
| Variable or Fixed: |
Fixed |
| Annual Fee: |
$0 |
| Annual Fee Details: |
None |
| Application Fee: |
n/app |
| Participation Fee: |
n/app |
| Reload Fee: |
n/app |
| Inactive Fee: |
n/app |
| Total First Year Fees: |
n/app |
| Type Of Rewards: |
Point |
| Be sure to read the card's Terms and
Conditions before applying! |
| Credit Card Review |
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The MERRILL+® Card, issued by Bank of America, is designed for those with very good credit who plan to take advantage of the reward program offered through Merrill Lynch.Through the reward program, cardholders earn one point for every dollar spent on all purchases and double points when purchasing a Merrill Cruise. There is no limit to the number of points that may be earned, and points expire in five years. Points are redeemable for air travel, car rentals, hotel stays, merchandise, gift certificates, special experiences, and more.In addition to the reward program, the card also provides many cardholder benefits such as up to $1,000,000 in travel accident insurance, auto rental insurance, extended warranties for purchases, and various travel and emergency assistance services. A unique feature of this card is that cardholders will receive additional benefits and services when they reach certain levels with their annual spending on purchases.The card has no annual fee and offers the same very low fixed interest rate for both purchases and cash advances. There is also a low introductory rate for balance transfers and cash advance checks for twelve months.Therefore, those who may occasionally carry a balance (due to the very low interest rate) and plan to take advantage of the reward program will benefit most from what the MERRILL+® Card has to offer.
This review was updated 2008-04-30T00:00:00.0000000-07:00
| Reward Program Information |
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| Type Of Rewards: |
Point |
| Reward Program Optional: |
No |
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Optional programs may have a fee. See Terms and
Conditions for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
1 Point |
| Additional Points: |
Earn double points when purchasing a Merrill Cruise. |
| Point Details: |
Points are redeemable for air travel, car rentals, hotel stays, merchandise, gift certificates, special experiences, and more. |
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: 5 Years
Annual Limit: None
| Additional Credit Card Perks |
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Various Internet account related services.
No liability for unauthorized transactions.
Fraud protection services.
Automatic bill payment.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance.
Emergency transportation assistance.
Up to $1,000,000 in travel accident insurance.
Lost luggage assistance.
Personal concierge service.
Transatlantic companion ticket offer from British Airways.
Save $250 on advance purchase Club World tickets to London on British Airways.
Special MERRILL+ rates at The Leading Hotels of the World®.
Complimentary spa services at leading resort destinations.
Automobile rental upgrades and discounts.
Discounts on products and services at participating merchants and retailers.
Cardholders whose annual spending on purchases reaches certain levels will have access to additional benefits and services.
See website for additional benefits.
Special Notations about the MERRILL+® Card
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Terms and
Conditions before applying!
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