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Credit Fact #47

Credit cards offer a sense of security for consumers. In almost any situation, credit can be used to pay for emergency costs. Getting a credit card can save you in many unexpected situations.

 

American Express (R) Preferred Rewards Gold Card

The American Express® Preferred Rewards Gold Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates. Cardholders have access to the Membership Rewards program for no additional fee. Through the rewards program, cardholders earn one point per dollar spent on all purchases. Plus, cardholders will receive 10,000 bonus points after they spend $500 in three months, which is redeemable for a $100 gift card at participating merchants and retailers. Points can be redeemed for travel rewards on over 21 airlines and for many other rewards. There is no limit to the amount of points that can be earned, and points never expire. There is no annual fee for the first year - a savings of $125. Additional services and benefits include travel accident insurance, auto rental insurance, purchase protection services, various merchant discounts, and more. Cardholders will also have access to Gold Card Events, which gives them exclusive access to tickets for select concerts, shows, sporting events, and more. Therefore, those who can afford to pay in full each month, would like to participate in the rewards program, and plan to take advantage of the many benefits and services provided by American Express® will benefit most from what the American Express® Preferred Rewards Gold Card has to offer. Click here for a full review.

Looking for the best credit card offers? You've come to the right place! Enjoy the ease of finding the right credit with the help of the trusted experts at Credit Arrangements. With free credit card applications and extensive information, you will be certain to find the right card for you. We have specifically manufactured our site to make searching through various credit cards as fast and easy as possible. Reliable customer service has made Credit Arrangement one of the most user-friendly credit card sites on the internet. Start your search today! There are many cards to choose from; including student cards, rewards cards and instant approval cards.

   

The mission of Credit Arrangements is to offer the most comprehensive site for credit card information. Built with the intention of making your credit card search easy, Credit Arrangement has become one of the most trusted companies by many satisfied customers. Unlike most other sites, Credit Arrangements provides easy-to-read lists and descriptions of many different cards. In addition, you can fill out free credit card applications directly through Credit Arrangements before being carefully pointed to the best credit card offers. What could be easier? Get started today!

Individualized For Your Needs

Another benefit from using Credit Arrangements is receiving the best individualized search available on the web. Each customer's needs are taken into account when selecting a new credit card provider. Worried about bad credit, no credit or bankruptcy? Credit Arrangement can find a card that will not only provide you with a comfortable credit line, but that will also help you work your way out of debt.

Benefit From Hundreds of Resources!

Credit Arrangements works with several different companies to provide you with the best online offers available. Since we don't directly work with only one provider, customers can take advantage of the many competitive offers!

 
American Express
Delta Reserve Credit CardThe Delta Reserve Credit Card, issued by American Express®, is fit for Delta frequent flyers with good credit who want to earn miles with little effort. Although the rewards program offers the standard one mile for every dollar spent on purchases, cardholders will be happy to know that they can earn two miles for every eligible dollar spent buying groceries, at drugstores, home improvement and hardware stores, gas stations, and for certain U.S. postal services. Cardholders can pay for all or part of their flight with miles earned through the Pay with Miles option. For cardholders who are interested in earning miles more speedily, they will rack up to 10,000 Medallion® Qualification Miles (MQMs) after making their first purchase with the card. Cardholders will also earn up to 30,000 MQMs with Built-in Miles Boost(SM) for spending $30,000 in one year. If they spend $60,000 in a year, that will add an additional 15,000 MQMs and bonus miles toward their reward account. MQMs can either be used towards upgrading to Medallion® status or passed on to friends and family members who have Delta SkyMiles® accounts of their own. Every year, cardholders will also be awarded a free companion certificate for domestic travel in either coach or first-class. In addition to the bonus miles that can be earned, cardholders will have access to a wealth of American Express® benefits. Some of the conveniences offered include concierge services, car rental insurance, travel accident insurance, roadside assistance, and emergency services if a card is ever lost, Global Assist® access, and a year-end summary of all account activity. There are also a few protection services available to cardholders which includes extended warranties, purchase return and protection, and a fraud protection guarantee. This card offers an attractive 9.99% APR on balance transfers for the first 12 months of cardmembership. After the first 12 months, the rate for any initial balance [read more...]

Bank of America
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Chase
Platinum Plus® MasterCard® Credit Card - 1.99 for 10The Platinum Plus® MasterCard® Credit Card - 1.99 for 10, issued by MBNA Canada, is available to Canadian residents and provides cardholders with fixed interest rates and common platinum cardholder services. There is no annual fee for this credit card program and cardholders will benefit from the low introductory AIR for the first six months on balance transfers and cheque cash advances. Some applicants may even qualify for credit limits upwards of $100,000. The average interest rate (AIR) is fixed for purchases, balance transfers, and cash advances. There is no annual fee. The low introductory rate is available for six months, and applies to balance transfers and cash advance cheques. Cardholders can also take advantage of the platinum benefits that come with the card, which include fraud protection, emergency card replacement, 24-hour customer service, online account access, and access to thousands of ABMs worldwide. Those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits.[read more...]

Citibank
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